If Someone Hit Your Car From Back – Home » Frequently Asked Questions » Car Accidents » What happens if someone gets into an accident driving my car?
If you are involved in a car accident, your insurance company or another driver’s insurance company should cover the loss. But what if someone else is driving your car and gets into an accident? The answer depends on how the accident happened.
If Someone Hit Your Car From Back
In most cases, your car insurance coverage covers your vehicle, not you as the driver. Therefore, the general rules of liability generally apply. According to Georgia Code §51-1-6, the person responsible for a traffic accident is legally liable for all damages, including personal injury and property damage.
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If someone else is driving your car and someone else causes an accident, the driver’s insurance is usually responsible for covering the costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover the damages. However, there are some exceptions to this. If you’re not sure how your specific coverage works, check with your auto insurance company.
If the person driving your car has their own auto insurance policy, their coverage can act as secondary insurance for you. However, it is an auto insurance myth that the non-owner driver is solely responsible. Your own auto insurance is still considered primary coverage.
For example, suppose someone else is driving your car and causes a car accident. Because they were at fault in your car, your insurance is responsible for the damages. But your policy only covers damages up to a certain dollar amount. If the accident costs are more than your policy limit, your driver’s insurance will cover the rest.
If someone else is driving your car, there are certain situations where your insurance may refuse to pay compensation:
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Proving whether someone has permission to drive your car or not is very difficult. If you can’t prove you didn’t give permission and an accident happens, you don’t have to pay damages.
You can also take out your insurance policy if someone has a bad driving record and you know it will increase your premiums. If you let that person drive your car and it leads to an accident, your insurance will not have to pay for those damages.
Finally, you may be liable for damages if the person driving your car is doing something illegal. Driving under the influence or not having a valid driver’s license are great examples of this.
After your car has been in a car accident, it’s important to act quickly, even if you weren’t involved. You have two years from the date of the accident to seek compensation after a personal injury accident, and that time runs out quickly.
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The best first step is to consult a car accident attorney. Because every car accident is different, you may need legal advice based on your situation.
If the accident was not the fault of the person driving your car, an experienced attorney can ensure that you seek compensation. Even if you weren’t physically in the car when the accident happened, the driver involved in the accident is liable for damages. The person driving your car could be injured and your vehicle could suffer property damage.
Insurance companies look for ways to pay less than the risk costs are worth. A car accident attorney can help protect your rights and fight for the recovery you deserve.
You should also make sure you understand the terms of your insurance policy and what it covers. Your lawyer can also look into this for you.
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Make sure you or the driver call the police immediately after the accident. Not only is this a legal requirement, it also creates a record of the accident for your insurance claim.
If you are in a car accident, take notes and photos. Photograph the scene of the accident, injuries and property damage. If you are not in an accident, make sure the driver of your vehicle documents these things. You can talk to any witnesses about what they saw and get their names and contact information.
Personal injury attorneys work on a contingency basis, which means they don’t get paid until you receive your settlement check. If you lose your case, we won’t charge you a cent. Basically, you can enjoy free representation until it’s resolved, at which point we’ll charge the fees we discuss with you during your free consultation.
Regardless of who was driving your car at the time of the accident, you are entitled to compensation if you were not at fault. At John Foy & Associates, we can help you find the money you need to cover your loss. With over 20 years of experience helping car accident victims, we know what it takes to win a case. Contact us today for a free consultation to discuss the details. Call (404) 400-4000now. Ticket School > Blog > New York > New York Hit and Run Losses: What It Means to Leave a Scene
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A hit-and-run is defined as the failure of a motor vehicle driver to stop after being involved in an accident. After being involved in a car accident, a human being panics and tries to escape from the bad situation and there are many reasons why people run away from the accident scene. Some people drop out because of stress and the consequences of an accident, while others drop out because they are under the influence or lack insurance coverage.
However, if you are involved in an accident, one of the last things you want to do is leave the scene. Especially in New York there are very serious hit and run consequences. Understanding hit and run laws in New York will ease your fears and teach you the proper steps to take after being involved in an accident or other type of danger.
Leaving the scene of an accident before giving the other driver your contact information and insurance can have serious consequences. Even if you don’t know you’ve hit a car, when in doubt, pull over to a safe area and look for signs of damage.
In New York, the law requires anyone involved in an accident to stop their vehicle and exchange information with the other driver. Failure to exchange information with the other driver is considered hit-and-run, a serious offense. It is important to note that hit and run offenses also apply to minor accidents. It is illegal to exit after a fender bender or exit after hitting a parked car.
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If you’re caught and ticketed for leaving the scene of an accident in New York, you could face much more than just a ticket. A hit-and-run accident can cost up to $250, plus you’ll have to pay court costs and other fees.
A hit-and-run charge carries three points on your driving record and up to 15 days in jail. You will also face increased auto insurance premiums. However, taking one can help reduce the consequences.
If you’ve recently been charged with a hit-and-run, you should know what options are available to you. One of the best things you can do to reduce the severity of your penalties is to take a DMV-approved online defensive driving course offered by Ticket School.
New York offers a program called the Point & Insurance Reduction Program (PIRP) that allows drivers to take a course to reduce points on their driving record. The New York PIRP is a comprehensive program that:
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After completing the course, a maximum of four points can be deducted from your driving record. However, it is important to note that completing the course does not negate future points. Contact the DMV before taking the course to find out the exact details of how the course will benefit you and your driving record.
Interested in learning more about the program? Want to take a New York DMV approved online defensive driving course? If so, choose Ticket School. For more information on how to become a safe New York driver check out our website or contact us at (800) 558-9887. How many times have you returned to your car, parked on the street or in an underground car park, only to be greeted? For a new little scratch or dent?
The fact that some of our fellow car owners are happy to “hit and run” is annoying, it’s almost become an expectation.
Sitting behind the wheel of my stationary car, I was looking up directions to my new dentist on Google Maps when I heard a small thump and the car jolted.
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On one occasion, I returned to my Opel Astra 06 with plenty of time on my parking ticket, so I made good use of the extra minutes without fear of coming face to face with the Dublin City Clamp. .
A well-dressed woman in her 50s interrupted my smug reverie by taking me back.
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