If You Get Into An Accident With Someone Else Car

If You Get Into An Accident With Someone Else Car – Malaysian roads are full of accidents and even if you drive carefully, there will always be someone who drives recklessly and puts others at risk.

For this reason, the Malaysian government enacted the Road Traffic Act 1987 to protect all road users and vehicles. The law, which is enforced by the Ministry of Transport, the Road Transport Department and the Royal Malaysian Police, is intended to prevent accidents caused by careless and reckless driving.

If You Get Into An Accident With Someone Else Car

Despite the authorities’ best efforts to make the roads safer, the number of road accidents that occur each year is alarming. In 2020 alone, 418,237 road accidents and 4,634 fatal accidents were reported in Malaysia. This is around 13 people killed every day due to unsafe driving in 2020.

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Whether a traffic accident leads to death or not, the consequences are no less significant. Even if you are not at fault in a car accident, you should go to the police station and report it to the insurance company. Additionally, you cannot use it while your vehicle is being repaired. It will be worse if you get hurt.

We can conclude that being involved in a car accident is a frustrating and time consuming experience to say the least.

What should you do if you are unfortunately involved in a traffic accident? The following is a detailed explanation to prepare you for unexpected events on the road.

First, stay calm and don’t panic. Check yourself, your fellow passengers and other parties for injuries. If you see someone who needs medical attention, call 999 immediately.

Rental Car Accident

Your vehicle should not block the road. If this happens, it should be moved safely. Oncoming drivers may not be able to see that you have stopped. Keeping a safe distance from other vehicles will reduce the chance of causing a traffic jam or another collision.

If another driver is involved in an accident, both must move to the side of the road. Even after you’ve pulled over to the side of the road, it’s still important to use your hazard lights and warning triangle.

If an angry mob forms or you meet a mob on the road harassing you, do not get out of the car, go straight to the police station. The law prohibits bullying on the roads, so if you fear for your safety, you should immediately go to the police station and file a complaint.

Once you are sure it is safe to leave the vehicle, properly assess the damage. Discuss any damage to both vehicles with the other party. Remember to be polite, don’t argue, admit a mistake or sign anything.

What To Do If You Are Involved In A Car Accident: A Guide

Always photograph the accident scene and the damage to all vehicles involved whenever possible. These photos will be an important supplement to the police report.

Recording the personal details of all the drivers involved in the accident is very important as it will speed up the police report submission process. If the other party decides to commit a hit or refuses to report it, you are protected and can claim from the insurance company.

If you discover that your car is not drivable and needs towing, call your insurance company or insurance agent immediately. The insurance company will ask you a few simple questions about the accident and arrange for a tow truck to go to the scene and tow the vehicle to the nearest panel repair shop.

If your car is still not roadworthy, before going to the nearest panel repair shop, visit the nearest police station and lodge a complaint.

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Beware of tow truck scams. You will often see people approach you at the scene of an accident and recommend a repair shop to fix your car quickly and cheaply. Sometimes they offer towing. It is best not to entertain them because they may charge you high towing fees or high repair fees.

If you have insurance, we offer free 24-hour roadside assistance if your vehicle breaks down or is involved in an accident. Call our hotline at 1 800 88 3833 and someone will help you right away. You can also download our One Touch mobile app on your phone. With the One Touch app, you can find your nearest panel workshop and request roadside assistance with a simple click of the SOS button.

To register a complaint, go to the nearest police station that has the traffic department. This must be done within 24 hours of the accident, unless there is a valid reason supported by an official medical report (such as hospitalization or treatment for your injuries). A police summons can lead to something else. By filing a police report, you protect yourself against unexpected third-party motor claims or personal injury claims.

As part of the process, you will need to provide details of the accident and other evidence. After the police investigation, a summons will be issued to the perpetrator. Make sure to get a certified copy of the report while submitting an insurance claim.

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If your vehicle is damaged, you can negotiate with the other driver or file an insurance claim.

If you decide to make an insurance claim, you have two options depending on your insurance coverage: you can claim directly with a third-party insurance company or you can speed up the process by initiating your own damage knock-to-knock (OD KFK) claim.

OD KFK claim is a hassle-free way to claim from your own insurer and there is no need to speak directly to a third-party insurer. An OD KFK claim protects your NCD (except in certain circumstances) because you were not at fault. NCDs are car insurance discounts you receive if you or a third party do not make a claim under your policy. They can significantly reduce your annual premium.

However, you must provide the insurer with additional documents such as a third-party police report, police investigation results and the police sketch plan to ensure a successful claim without affecting your NCD.

What Happens If You Get Into An Accident Without Insurance?

After you file a claim, a loss adjuster or investigator will inspect your vehicle. When assessing the damage and repair costs, the insurer will inform you of the amount you can claim.

If the damage is minor and there is no personal injury, most people prefer to settle privately with the other party rather than file a claim with the insurance company and lose their No-Claim Discount (NCD).

Depending on the severity of the damage, the other party may submit an OD KFK claim to their insurance company or a Third Party Property Damage (TPPD) claim to your insurance company. If your vehicle is damaged in an accident, you can also submit your own damage claims to the insurance company, but risk losing your NCD.

When you are involved in a fender bender, it is a good idea to notify the insurance company, no matter how minor the accident, even if a private agreement has been made. If you do, the other driver can turn around and defend you and sue you for personal injury or property damage.

Meanings When You Dream About Car Accidents

Disclaimer: This blog post is for informational purposes only and should not be taken as advice in any way. DISCLAIMS ALL LIABILITY FOR LOSSES RESULTING FROM RELIANCE ON INFORMATION CONTAINED IN THIS ARTICLE. It is difficult to know what to do after an accident. They happen suddenly, and the adrenaline and shock thinking can clearly be very difficult. Still, in the immediate aftermath of a collision—when you’ve sustained serious injuries or thousands of dollars in property damage—you have many serious questions and decisions to make.

You could be a driver in a two-car collision, a motorcyclist who runs off the road, a driver rear-ended by a tractor-trailer, or a pedestrian hit by a car. But either way, you need to know what to do after a car accident – ​​whether it was your fault or not.

Here we will look at some common problems you may encounter and outline what to do if you are involved in an accident. Bookmark this page on your smartphone for quick reference in case of emergency.

It can be difficult to think clearly in the heat of the moment, so a checklist can be of great help. Here are some common steps to take after a car accident:

Steps To Take After A Car Accident [infographic]

Download and print this checklist of what to do after a car accident and keep it in your glove compartment.

What you do after a minor accident is exchange information and/or talk to the police and go home, wait for the insurance adjuster to assess the damage, and take the car to the shop. If your car is stuck, take it. If it’s full, you’ll struggle to find new traffic.

If you cannot drive your vehicle after a collision, you should call a tow truck. Even if you think you can drive, the police can force you to stop

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