Used Cars For Sale Cheap By Owner Near Me – So you’re looking to buy a car, and if you’ve come across this guide, you’re probably thinking about a used one.
Owning a car in Singapore isn’t cheap, so it’s no surprise that used cars are just as attractive an option as new – according to the Land Transport Authority (LTA), over 100,000 on average over the past 5 years. cars changed hands every year. 100,000!
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Once you have a clear idea of what you’re looking for (an MPV for the family? A ride worth the trip?), you’re ready to start car shopping. Platforms like Carousell allow you to search for cars from direct sellers and used car dealers:
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In addition to the sale price of the car, you’ll also want to look at the depreciation rate, which determines the value of your car when it comes time to dispose of it or sell it. A more expensive depreciating car can give you more value than a cheaper car with relentless depreciation!
Some used car dealers may offer an additional in-house warranty or a third-party insurer’s warranty (usually one year from the date of purchase).
Car dealers are the ultimate professionals in handling all the paperwork and your car loan application. This is definitely something you can do yourself if you buy from a direct seller instead of a used car dealer.
? Talk to the seller to arrange a car inspection. If you’ve had your eye on multiple options, take the time to look at each one. After all, it’s not a small purchase!
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When looking ahead, don’t be afraid to ask as many questions as you can about the car’s condition. What is the car’s mileage? Did he survive an accident? Does the car move smoothly or does it shake at all? (And during actual viewing, double-check these things with your own eyes.)
Give yourself a good 1-1.5 hours to look around (and tell the seller to reserve that time as well, especially if he is the direct owner) so that you have enough time to check the car thoroughly. .
If you feel more comfortable leaving it to the professionals, hire a pre-purchase car inspection service like Carousell Inspected. With Carousell Inspected, you can request that the seller send the car to an authorized service center for a professional health check to understand the condition of the car.
Okay, so we emphasized the importance of giving yourself plenty of time to see the car. We’ve got a pretty long list of things to check out, so buckle up:
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A 2-year-old car that is driven heavily every day could have a lot more wear and tear than a 6-year-old car, so a car’s mileage is one of the best indicators of how much the car has actually been used. It is best to check the odometer reading in the car’s service records.
Check the engine oil on a flat surface. Remove the dipstick from the engine. Clean it with a tissue or paper towel. Place the table back in the engine and this time remove it to check the oil level. It should be between the 2 indicator marks.
Pay attention to the color of the oil. If it appears black, it means that the engine oil has not been changed for a while. This could mean that the previous owner had haphazardly maintained his car.
It’s also a good idea to ask the seller to bring past receipts or service records. And if you decide to buy a car, ask if you can inherit those records if you want to sell the car later.
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More importantly, look at the car from an angle and check for ripples or distortions in the light reflection, as this could indicate that the body has received some sort of post-accident repair. A car without an accident would have a smooth, direct reflection. Also check for gaps between the body panels, as an uneven gap is also a sign that the car has been through an accident.
They are expensive to replace, so make sure they are in good condition. Watch out for hairline cracks as they can sometimes look like a scratch.
Activate the windshield washer to ensure that the nozzles are not blocked or damaged. Also check the windshield wipers, making sure they don’t leave marks on the windshield. If the wipers do not clear the water cleanly, it may mean that they need to be replaced or that the tension on the wipers has been reduced.
Be extra careful with this and also check under the carpet inside, under the wheel wells etc.
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First, lean over and take a close look at the wheels. Check for damage to the sidewalls of the tire as this could lead to damage to the tire. Check the edges for unsightly scratches or damage.
Then completely block the steering wheel laterally and inspect the tire threads. Pay attention to uneven wear between the inner and outer parts of the tires. This could mean the wheels are out of alignment, the suspension is faulty or the wheels are out of balance and the tire pressure is incorrect.
Also pay attention to the tread depth, anything below 2mm is unacceptable and will require a tire replacement.
If you’re the one checking Spotify playlists playing in your car, you’ll probably also be concerned about the quality of the music. Check that the main unit is working well and that all buttons are working and that the sound is not distorted.
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Check that the drive unit (IU) is working, i.e. it can read and detect the value of the inserted card.
The air conditioner must have strong air flow and power. If the air is not cooled enough, it could just be a case of a low refrigerant charge, and adding refrigerant to fully charge the system will do the trick. But if you can’t identify the problem, it could mean that the air conditioner needs major repair.
Before the test drive, the dealer may ask you to sign a test drive indemnity form indemnifying them against all liabilities incurred during the test drive.
The first thing to do is to check that the engine starts properly without cranking for a long time. Anything longer than 3 seconds and you should probably leave. Difficulty starting a car can be attributed to a weak battery or a faulty starter. However, it can also be an indicator of more serious motor problems.
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Before starting the car, press the brake pedal. Once the car starts, you should feel pressure on the brake pedal if it has power or service brakes. Now step hard and if the pedal sinks even more, there may be something wrong with the master cylinder.
Drive the car on a flat stretch of empty road and release your hand from the steering wheel. The car must continue driving straight; if it pulls to one side, it means the wheels are out of alignment.
When braking, pay attention to vibrations. This could mean that the brake disc is deformed and needs to be replaced. Also listen for a screeching sound when braking, this means that the brake pads may be worn.
Also turn right and left to make sure the car turns smoothly and quietly. If there are unusual clicking sounds, this could mean that the constant velocity (CV) joints are in poor condition. A damaged CV joint could mean you end up having to replace the entire axle, and that costs a bomb.
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Ready to call dibs? A verbal agreement is not legally binding, so it’s a good idea to put down a deposit. There’s no set amount, especially if you’re dealing with a direct seller – just make sure you get a payment receipt or sales contract from the seller. This should also state the agreed price and delivery date of the car.
Before you put down that deposit, figure out how you’ll finance the car purchase by securing a car loan if needed and creating a sustainable repayment plan. This is just to make sure you’re ready for the financial commitment of owning a car – if you can’t pay off the balance on the car at the time of transfer, you’ll have to forfeit your deposit.
Even if you don’t have a car dealer to help you with this, the process can be very simple. Swiftquote can help you find the lowest interest rate car loan as well as guide you through the loan application process.
The maximum loan amount you can get is based on Open Market Value (OMV): up to 70% of the purchase price if the OMV is up to $20,000, or up to 60% of the purchase price if the OMV exceeds $20,000.
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Also start looking for car insurance as you will need it before the car is officially handed over to you. Services like Swiftquote can help you get competitive car insurance quotes –
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