What Happens If I Get In A Wreck Without Insurance – Figuring out what to do after a car accident can be confusing, especially if you’ve never been in one before. Sometimes it’s hard to know where to start and what to expect. After a collision, you should take some key steps to ensure that your accident claim is processed quickly, paying particular attention to the statute of limitations. Hiring a Gwinnett County car accident attorney can be very helpful if you are the victim of a car accident that caused injury. While you are still at the scene of the crash, follow these important steps to document your car accident.
Call the police immediately if the collision injures either you or the other driver. This is mandatory in the state of Georgia in all accidents that result in injury or death, regardless of who appears to be the at-fault driver. After law enforcement prepares their report, ask the officer or officials at the scene how to get a copy for your own records to file an injury claim. The police report acts as the first piece of evidence collected in your case. Reports usually take three to five days to process. Do not forget this detail under all other aspects of your accident claim.
What Happens If I Get In A Wreck Without Insurance
Exchange your insurance cover and registration details with the other driver. This is important regardless of who the at-fault driver is. You will need their insurance company information for a later step in the insurance claim process. The information exchange also alerts you whether the other driver has an insurance policy or not.
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Take photos of the accident scene from different angles. This can help recreate the incident to some extent, which is especially useful if the other person is the at-fault driver. Do the same when taking photos of car damage. Take photos that clearly show the extent of the damage – quality photos are quality evidence.
Shortly after the car accident, take the time to write down your account of the incident while it’s still fresh in your mind. This will not only help the insurance company and your personal injury attorney understand the context of the accident, but it will also help you maintain a solid explanation of the accident if you are asked to give an oral accident report.
Find witnesses and ask for their contact information. Testimony could prove to be a critical aspect in supporting your claim during legal actions and reporting of the incident. Even if you fear witnesses don’t feel comfortable giving out their contact information or being involved in your case, it’s always best to ask.
Treat your personal injuries by going to the doctor. Let them examine and treat you for any injuries you sustained as a victim of a car accident. Many family doctors do not like to get involved in car accidents. If your doctor turns you away, find another GP or urgent care clinic who will assess and record your damage. You can use your medical records as evidence when proving that the collision caused an injury. Get your medical records and give them to your medical reimbursement attorney.
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If you go to the hospital, be sure to bill your health insurance. Hospitals in Georgia are currently delaying health insurance billing because personal injury settlements pay more than health insurance. If you file a personal injury claim, your hospital bills will come out of your total compensation at a much higher rate than if you were just using health insurance. Be smart and use your health insurance – even if you don’t plan to make an additional claim.
Do not send your medical bills to the insurance adjuster assigned to your case. This is critical because it is one way that the other driver’s insurance company can enforce against you after the car accident. As a rule, most insurance companies in Georgia do not pay medical bills as they come. They pay bills only after they finish the case with a law firm, which can take up to several months.
Contact your insurance company to inform them of the accident as soon as possible. It is wise to call the company directly to ensure smooth communication. Your insurance company will also give you instructions on what documents you need to provide. If you have followed the previous steps, this means gathering your evidence and filling out additional forms. Make copies of all evidence and forms you fill out for your own records.
Some insurance companies ask for a recorded statement of the accident and/or the accident report. In many cases, a lawyer will advise you to tell your insurance company to contact them again. This gives you time to formulate your words precisely in a way that does not allow the insurance company to twist what you say. However, once you have recorded your account of the event, just read your account word for word. Do not deviate from your account. This prevents you from accidentally adding or removing a detail that could negatively affect your case.
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Be patient and wait for mail after completing these steps. Your insurance company and a qualified lawyer will give you information about the next steps in the compensation process – until then, rest easy knowing that you have completed everything you can to start your claim. For detailed questions to ask a qualified personal injury attorney about your accident claim, visit Questions to Ask a Personal Injury Attorney. It is difficult to know what to do after an accident. They happen suddenly and the adrenaline and shock can make thinking clearly very difficult. And yet, in the moments immediately following a collision—when you may be facing serious injuries or thousands of dollars in damages—you are faced with many serious questions and decisions.
You may be a driver in a two-car collision, a motorcyclist who ran off the road, a driver rear-ended by a tractor-trailer, or a pedestrian hit by a car. But regardless, you should know what to do after a car accident – if it’s not your fault, or even if it is.
Here we will look at some of the common problems you might encounter and outline what to do if you are involved in an accident. Bookmark this page on your smartphone for quick reference in case of emergency.
It can be difficult to think clearly at the time, so a checklist can be very helpful. Here are some general steps to take after a car accident:
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Download and print this checklist of what to do after a car accident and keep it in your glove compartment.
What you would do after a minor accident is drive home after exchanging information and/or talking to the police, wait for the insurance adjuster to assess the damage and take your vehicle to the shop. However, if your car is not drivable, you must have it towed. And when it’s done, you may have to try to find a new transfer.
If you cannot drive your vehicle after a collision, you should call a tow truck. And even if you think you can drive, law enforcement may force you to tow your car for public safety reasons. In this case, you need to find out where to tow the vehicle, how much it will cost to transport and store it, and who will pay for your car rental and other related costs after the accident.
After health issues, figuring out how to repair your car after an accident can be one of the biggest headaches you will face. You should get and compare estimates and work with your insurance to see what is covered. If you have to wait until the fault is diagnosed, you may have to pay for repairs yourself and then request a refund.
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“Totaled” doesn’t just refer to vehicles that are destroyed beyond repair. It is also a technical term for when the damage to a car is greater than a certain percentage of the value of your vehicle, as determined by the insurance company. This scenario leads to some difficult decisions about whether to scrap the vehicle and what happens if the car is totaled and you still owe money.
In some states, such as Oklahoma, the driver responsible for the car accident (and their insurer) must pay for the resulting damages and medical bills. However, determining the error is not always easy. You may need to prove your case, which may depend on a number of factors and require special steps to be taken after your vehicle accident.
You may not think that you need to write down the details of an accident when the police show up, but official reports are not always completely accurate and details may be missing. Therefore, it is important to document as much as possible. And it is even more important if the police do not arrive at the scene of the accident, which can happen after a minor accident. Every little fact could be helpful in proving your case.
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