What Happens If You Cause An Accident Without Insurance – Home » Frequently Asked Questions » Car Accidents » What happens if you are at fault in a car accident?
A car accident is stressful enough, but what if it is partly or entirely your fault? What you do next depends on where you live, your auto insurance coverage and how much you were at fault in the accident. No matter how much blame you share for the accident, a lawyer can help.
What Happens If You Cause An Accident Without Insurance
You may think that you are not entitled to any compensation if you are responsible for the accident, but it may not actually be true. Our personal injury lawyers can review your case and advise you on the best way to proceed and what to include in your application. You may still be entitled to damages even if you were partly at fault.
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How blame is handled after a car accident depends on where you live. There were “faults” and “no faults”:
Most states are guilty, including Georgia, and that is what we will focus on in this article. If you were at fault in a car accident and live in an at-fault state, you (or, usually, your car insurance) are responsible for other drivers’ damages. Other drivers will have the right to complain to your insurance company.
In personal injury cases, “damages” are any loss resulting from an accident in which a person is negligent. This damage can include:
In most cases, you won’t have to pay for these damages out of pocket, unless they exceed the limits of your auto insurance policy. If the injured driver takes you to court for more money than your policy will pay, you could be liable for the extra costs. This can happen in serious traffic accidents, such as those resulting in serious injury or death. It is best to have a traffic accident lawyer help you in this situation.
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In most cases, your insurance company will take care of the injured driver and you won’t have to go to court.
Your car insurance policy is liable for the other driver’s damages if you are at fault. But you may be thinking of your own harm.
If you purchased collision coverage as part of your policy, it should cover the damage to your vehicle caused by the accident. However, you will still have to pay your deductible, which is a certain amount of money you have to pay before the policy starts to cover your damages.
For example, if there is $2,000 in car damage from the accident and you have a $500 deductible, you will pay $500 and your insurance should cover the rest.
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Even if you are completely at fault in a car accident, there are things you should do to protect your rights.
Stop and make sure you are out of traffic. Check your vehicle and any other cars for injuries and call the emergency services if someone is seriously injured or killed.
Call the police to report the incident. Do not leave the scene until the police arrive. If you do, you can be charged with hit and run.
Exchange names, insurance information and phone numbers with other drivers. You could also write down the license plate number and note the make and model of the vehicle.
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Take photographs of the accident scene, including the location of all vehicles, any injuries sustained and any damage to the vehicles. Image evidence will prevent anyone from changing the story later.
Call your insurer to let them know the accident has happened. Most policies require you to report an accident as soon as possible. Otherwise you may lose coverage.
The police may also fine you for causing the car accident. It may be tempting to avoid it, but it is much more serious not to report the incident.
Sometimes, more than one driver is at fault in an accident. This is common when more than two vehicles are involved. Partial fault laws vary by state.
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In Georgia, according to OCGA §51-12-33, you are only responsible for your percentage of fault in the accident, as long as you are less than 50% to blame. Here’s how it works:
A traffic accident attorney can help you determine the full amount of your damages and ensure that your rights are protected throughout the process. You should not pay more than your fault in an accident.
Some policies will offer “accident forgiveness” if you go long enough without another accident. However, you should buy accident forgiveness in advance so that it will benefit you after an ongoing accident.
You can handle your case without the help of a lawyer – the decision is yours. However, a lawyer can certainly help resolve issues that can become complicated quickly. Also, if you have a lawyer on your side, you may still be able to get compensation even if you are partially at fault in the accident.
Things You Should Do If You Are In A Car Accident
Without a lawyer to help you, and especially if the other driver’s insurance company knows that you are partially at fault, you may have a very difficult time collecting any damages, even if you are eligible. And maybe you are wrong to be the fault. Your lawyer can help you determine who is responsible for the incident.
Whether you are at fault or not, road accidents are stressful for everyone involved. Remember to breathe and focus on the positives. In the best case scenario, all parties will walk away with only minor damage and can get through the accident. Everyone makes mistakes, but it is important that the guilty party is held accountable.
If you need assistance with a road traffic accident, John Foy & Associates can help. For over 20 years, we have been representing road accident victims and helping them get the recovery they deserve. We only work for accident victims, we never work for insurance companies. For questions about your case and to schedule a FREE consultation, call us today at (404) 400-4000 or contact us here. In the first quarter of 2018 alone, 38 people died in 36 accidents on our country’s roads. You may still remember the heartbreaking fatal collision between a taxi and an oncoming car that killed a 19-year-old schoolgirl earlier this year. Traffic accidents are becoming a weekly occurrence in Singapore, with a significant number classified as fatal.
Getting into a car accident can be scary and even more traumatic, not to mention fatal, when we don’t have adequate legal knowledge of liability issues and the possible consequences. However, drivers are not always to blame. In such cases, what exceptions can they raise to protect them? In this article, we give you an overview of the penalties typically imposed on a guilty person, as well as the exceptions for drivers who are not at fault.
Steps Every Car Accident Victim Needs To Take
Drivers involved in fatal accidents are usually prosecuted by the state. Criminal charges are brought by prosecutors on behalf of the state against errant drivers under the Criminal Code (“PC”) and the Road Traffic Act (“RTA”).
At the same time, interested parties, such as the victim’s estate and dependents, can initiate a civil action against you. This type of personal injury compensation claim usually results in death and leads to losses and expenses such as medical expenses, funeral expenses, addiction compensation claims, and property damage.
There are currently three ways the state can punish you for causing a fatal accident:
For the condemnation of such crimes, the main reason taken into account is general prohibition. The imperative of public policy is to keep roads safe for drivers, commuters and pedestrians. Therefore, those who would recklessly endanger the lives of others will generally be severely tested (PP v Manuel Ang Boon Jiat  SGMC 46).
What If You Are Hit By An Uninsured Driver (in The State Of Indiana)?
A driver can be liable for an offense under Article 66(1) of the RTA if he causes the death of another person because:
Whether the driver was reckless or a danger to the public is a factual determination. The court will take into account the circumstances of each particular case, for example:
In general, a driver is considered to have acted recklessly when he was aware of the risks involved but completely disregarded the state of the road at the time, or the risk was so obvious to the driver, as reasonable. a person, he should have known that his driving in that particular way would result in the death of a person (Jali). For example, a driver who consciously turns at an intersection without checking his blind spots or side mirrors is considered to have acted recklessly.
On the other hand, driving in a way that is dangerous to the public can be objectively ascertained, for example in cases where the driver:
What Happens If Someone Else Is Driving My Car And Gets In An Accident?
To further illustrate, in Jali bin Mohd Yunos v The Public Prosecutor  SGCA 50, the driver entered a signalized intersection causing the vehicle to skid in front of the
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