What To Do If You Suspect Credit Card Fraud

What To Do If You Suspect Credit Card Fraud – “Expert verified” means that the article has been thoroughly evaluated for accuracy and clarity by our Financial Review Board. The review board consists of a panel of financial experts whose aim is to ensure that our content is always objective and balanced.

Written by Claire Dickey Written by Claire Dickey Arrow Right Editor, Product Claire Dickey is a product editor for CreditCards.com and her credit. Prior to joining, Claire worked as a hybrid marketing and content writer as well as a copywriter for brands in the telecommunications industry. Connect with Claire Dickey on Twitter Connect with Claire Dickey on Twitter LinkedIn Connect with Claire Dickey on LinkedIn

What To Do If You Suspect Credit Card Fraud

Edited by Liliana Hall Liliana Hall Arrow Edited Right Associate Editor Liliana is an editor and journalist with a background in feature writing on the Credit Cards team. Connect with Liliana Hall on LinkedIn LinkedIn Liliana Hall

What Should You Do If You Think Your Credit Card Details Have Been Hacked?

Reviewed by Kathleen McCarthy Reviewed by Kathleen McCarthy Arrow Right Senior Editor Kathleen’s design, travel and business stories have appeared in dozens of publications, including The Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodor’s Travels, Departures and Author. . Connect with Kathleen McCarthy on Twitter Connect with Kathleen McCarthy on Twitter LinkedIn Our review board About Kathleen McCarthy on LinkedIn

. The content of this page is correct as of the date of posting; However, some of the offers mentioned may expire. Terms apply to offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are solely those of the author, and have not been reviewed, approved or otherwise endorsed by any card issuer.

At, we’re on a mission to demystify the credit card industry — no matter where you’re traveling or where you are — and make it one you can navigate with confidence. Our team is filled with a variety of people, from credit card experts to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspective, we keep a close eye on the credit card industry throughout the year:

At, we focus on the points that consumers care about the most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers reviewed on our site are screened based on the value they provide to users at each of these levels. Every step of the way, we fact-check ourselves to prioritize accuracy so we can be here for each of you.

Getting A Credit Card Isn’t As Difficult As You Might Think

Follows a strict editorial policy, so you can be confident that we put your interests first. Our award-winning editors and reporters create honest and accurate content to help you make better financial decisions.

We appreciate your trust. Our aim is to provide readers with accurate and unbiased information, and we have editorial standards to ensure this. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

An editorial team writing on your behalf – the reader. Our aim is to provide the best advice to help you make smart personal financial decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you are reading an article or a review, you can be sure that you are getting reliable and trustworthy information.

You have money questions. There are answers. Our experts have been helping you earn your money for over four decades. We are constantly striving to provide consumers with the expert advice and tools they need to succeed in life’s financial journey.

How To Spot And Avoid Credit Card Skimmers And Shimmers

Adheres to a strict editorial policy, so you can be confident that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make better financial decisions. The content created by our editorial staff is objective, factual and not influenced by our advertisers.

We are transparent about how we are able to bring you quality content, competitive rates and useful tools by explaining how to make money.

Is an independent, ad-supported publisher and comparison service. We are compensated in exchange for the placement of sponsored products and services, or your clicking on certain links posted on our site. Therefore, this compensation may affect how, where, and in what order products appear within the listed categories. Other factors, such as our own proprietary website rules and products offered in your area or within your self-selected credit score range, may also affect how and where products appear on this site. Although we strive to provide a broad range of offerings, this does not include information about every financial or credit product or service.

While the introduction of chip-and-PIN technology has made it more difficult for individuals to use stolen credit cards for fraudulent transactions in person, hackers are endlessly creative when it comes to theft. The reality is, there are many ways thieves can get their hands on your credit card account numbers, which they can easily use to make purchases or do other havoc using your name.

Courier Payment Scam Robs Couple Of $5,000; S’poreans Should Be Wary Of ‘surprise Gifts’

A stolen credit card or account number can also be one of the first signs of identity theft, so keep an eye out for credit card fraud and take steps to minimize the damage if you spot one.

With your physical credit card no longer a common target, you’re probably wondering how hackers and thieves can get their hands on your credit card number. There are several ways to do this, including:

Phishing emails may look legitimate, but these fraudulent messages are designed with a nefarious purpose. Most phishing emails try to get you to click a button or link that takes you to a familiar-looking fraudulent site to enter your account information.

Another common phishing tactic is to give you an immediate (and completely fake) reason to call your credit card company or a company like the Social Security office. They will list a fraudulent phone number and, when you call, ask you to “verify your identity” with your personal information and your card details.

Help! A Family Member Opened A Credit Card In My Name

Downloading or opening the wrong file from an email or website can add spyware to your computer, designed to export your card details and other information that hackers can use to steal your money or your identity. For example, keylogging software like skimmers can compromise your credit card while it’s in your wallet. But if you accidentally click on a link attached to a phishing email, this form of spyware can end up on your computer or device. Be careful what you download and prevent spyware by purchasing your own antivirus software.

Public Internet networks, like those you find in hotels and airports, can easily put you at risk if you open up your account information or sensitive documents and someone is monitoring the network. If you often need to access the Internet away from home, be sure to install a VPN on your computer.

Large organizations, including banks and retail businesses, can be susceptible to targeted data breaches that put your credit card information and other personal details at risk. Some of the biggest data breaches of the past decade, including the Capital One data breach of 2019, led to the theft of millions of users’ information.

Finally, don’t forget that some thieves still try to steal your credit card data the old-fashioned way. Your trash can be a treasure when it comes to finding credit card and account numbers or figuring out which companies you use for your savings or investment accounts.

Credit Card Dues At An All Time High! Think Before You Swipe Again

Although less common these days, ATM skimming still happens. This type of fraud occurs when ATMs and other payment terminals are rigged by recording devices that collect your card information when you insert or swipe your card.

If your credit card number has been stolen, the Federal Trade Commission (FTC) outlines the steps you should take immediately:

The good news about credit card theft is that most credit cards offer zero fraud liability protection, meaning you’re not on the hook for a cent on fraudulent purchases. However, because of the protections included in the Fair Credit Billing Act (FCBA), you are liable for a maximum of $50.

This is a big departure from your potential liability for fraudulent purchases made with a debit card, which can include all the money in your bank account if the thief is able to use your debit account number and you don’t know about the fraud. Within 60 days of your bank statement being sent to you.

Inspectors Find Credit Card Skimmers On Downstate Gas Pumps

When it comes to protecting your credit card information and identity, there are some steps you can take right away. Most of them are easy to implement, including:

According to the FBI, it’s important to avoid entering your credit card numbers and personal information on unsecured websites. “Sometimes a small lock symbol is a high level symbol

What to do if you suspect asbestos, what to do if you suspect shingles, what to do if you suspect meningitis, what to do if you suspect fraud, what to do if you suspect cheating, what to do if you suspect lice, what to do if you suspect dementia, what to do if you suspect termites, what to do if credit card fraud, what to do if you suspect schizophrenia, what to do if you suspect concussion, what to do if you suspect autism